“I’m confused! What exactly are bonds?!” This is a question that we get A LOT. The term Bond is used for lots of different types of financial arrangements and because of this Bonds can mean many things to different people. Read our PDF to find out more. What are bonds...
We want to help keep you informed with your investments, markets and all things financial, as well as online events you may be interested in, and what’s new with Sapphire Financial Planning. To find out more read our December Newsletter
When investing you have a choice of receiving advice on which investment is suitable for you, or to choose to invest with a platform provider. But what is a platform? Read our pdf to find out more. Platform or Advice The value of an investment with St. James’s...
We want to highlight 5 great ways you can consider using your allowances to save you money. With the end of the tax year on 5th April each year you may already be looking forward to using next years tax allowances. But have you fully used the allowances available to...
It’s beginning to feel a lot like Christmas! Yes, the festive season is here already and most welcome it is! We are all trying to keep Christmas as special as we can for our families and loved ones. But after you have wrestled with the wrapping paper and you are...
It is the nature of investments to go up and down in value, and if we knew with absolute certainty what their value would be tomorrow, we would be very rich! But what is more important, timing the market, or time in the market. Read our pdf to find out our thoughts....
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